Budva

Budva | Budva Municipality

Black Lake

Crno Jezero

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Chestertons Global Team

Presented At

€445,000

Bedrooms

Bathrooms

Living

1,680

SQFT

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Budva, Budva, Budva Municipality, Montenegro. - Photo 8

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Budva

Budva | Budva Municipality

Budva, Budva, Budva Municipality, Montenegro. , Budva , Budva Municipality

A luxury duplex in Budva

Apartment for sale in developed area of Budva, with a total area of 156 m2. Additionally, the apartment has additional 78 m2 attic, which is used as storage room. The apartment is located on the fourth and fifth floors in a 5-storey building. The building has the elevator which is used exclusively by the owner of the apartment. The building is within walking distance of the beach, the waterfront line, restaurants and all amenities, and about 700 meters from the sea. The apartment is fully furnished. The apartment has the following plan: First level: living room with kitchen and dining room, bathroom and two terraces. Second level: three bedrooms, two bathrooms and two terraces. From the apartment opens a wonderful view of the sea and city.

Property

3D Street View Tour

Property Location

Budva, Budva, Budva Municipality, Montenegro., Budva Budva Municipality

Local Weather & Climate

Budva, Budva Municipality

Current Conditions Updated recently

57 °F

Overcast clouds

Feels Like 57°F

Humidity 88%

Wind 8 mph

Visibility 6.2 mi

Sunrise 6:04 AM

Sunset 3:48 PM

5-Day Forecast

Sun 25 Jan

Rain

High 58°

Low 54°

Mon 26 Jan

Rain

High 50°

Low 44°

Tue 27 Jan

Clouds

High 53°

Low 46°

Wed 28 Jan

Rain

High 51°

Low 47°

Thu 29 Jan

Rain

High 51°

Low 47°

Annual Climate Based on last 12 months

58° Avg Low

Jan

70° Avg High

Aug

182 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

88.9" Annual Rainfall

Wet climate

❄

7 Snow Days

per year

Monthly Temperatures

Jan

53°

43°

Feb

56°

46°

Mar

60°

48°

Apr

67°

54°

May

72°

59°

Jun

86°

72°

Jul

88°

74°

Aug

92°

79°

Sep

83°

69°

Oct

69°

58°

Nov

61°

52°

Dec

58°

46°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Budva?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$445,000

Budva, Budva, Budva Municipality, Montenegro.

Budva, Budva Municipality

3 Beds

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Market Opinion

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Our perspective on current market conditions in Budva. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $44,500,000 20% down ($8,900,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$3,824/day

Your home may appreciate while you sleep

$26,841/week $116,310/mo $1,395,714/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$24.5M

+$34.7M

$34.7M Potential Equity

vs $24.5M lost to rent over 10 years

$8.9M Down Payment Growth

3.9x

10yr

$34.7M

8.1x

20yr

$71.9M

12.6x

30yr

$112.4M

Wealth Comparison

×268

Equivalent to 268 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $112.4M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $52.4M +18%

Market $60.6M +36%

Optimistic $69.9M +57%

$34.7M est. equity

20 Years

Conservative $61.7M +39%

Market $82.5M +85%

Optimistic $109.9M +147%

$71.9M est. equity

30 Years

Conservative $72.7M +63%

Market $112.4M +153%

Optimistic $172.7M +288%

$112.4M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Budva, Budva, Budva Municipality, Montenegro have?

This apartment at Budva, Budva, Budva Municipality, Montenegro features 3 bedrooms with 1,680 square feet of living space.

What is the size of Budva, Budva, Budva Municipality, Montenegro?

This property offers 1,680 square feet of living space.

What is the listing price for Budva, Budva, Budva Municipality, Montenegro?

This property is listed at $44,500,000, which equals $26488 per square foot.

Is now a good time to buy a home in Budva?

Based on current market indicators, Budva shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Budva?

Budva features a pleasant climate. Average temperatures range from 58°F in winter to 70°F in summer. The area receives approximately 88.9 inches of precipitation annually. There are about 182 days with rain throughout the year. Expect around 7 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Budva?

Budva tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Budva, Budva, Budva Municipality, Montenegro?

This is a apartment located in Budva, Budva Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.